• Events

    12ish Days Of Christmas

    Do you hear the sleigh bells ringing? Are you rocking around the Christmas tree? Or are you decking the halls with boughs of holly? That means the Christmas season is here and so is 12 days of giveaways with American State Bank. We get more and more excited every year to start our 12 days so this year we turned it into 12ish days! So, on the first day of Christmas my true love (American State Bank) gave to me; 4 tickets to the Michael W. Smith and Amy Grant Christmas Concert! If this gets you excited just wait for the days to follow; we promise it is better than…

  • At Our Core

    Shop Small

    As we approach Thanksgiving it’s always a good practice to reflect on what we are thankful for.  At American State Bank we are very thankful for our customers and the communities we are privileged to be a part of.  While we certainly are appreciative of deposits and loans, it’s often overlooked how thankful we are for the relationships we have and the opportunities we have to be of service to others.  Serving others allows us to build teamwork and use our gifts and talents to the best of our abilities while using them for the improvement of others.  What a fulfilling role we get to play and we are thankful to our customers and…

  • Budgeting

    Budgeting for the Holidays

    The first snow has fallen, the colder temperatures are here, and the holiday season and end of the year are just around the corner.  During this time of year, it is a blessing to be surrounded by friends and family. However, many people experience increased stress during the holiday season. Aside from our regular financial concerns, there are new ones this time of year. How much are we able to spend on Thanksgiving dinner?  How will we afford gifts?  How will we pay for the health insurance premium increase?  As we all know, if you don’t control your finances, they will control you. At American State Bank, we care about…

  • Cyber Security

    Security Needs Identity

    For National Cyber Security Awareness Month (NCSAM) I wanted to talk briefly about the difficulty online that is identity. Online personas or identities are usually started by creating an email address, which can be done for free, anonymously, and repeatedly. For most free online email providers, there is no way to verify any of the information provided is accurate, or not intentionally misleading. Once you have an anonymous email address, you can start to sign up for other services: Facebook, YouTube, Reddit, Twitter, etc.  From these anonymous identities arise several scams; spam and phishing emails, fake product reviews on Amazon, fake followers on Twitter and YouTube, and a chorus of voices…

  • Products

    Farming Over Time

    As I think back to my days growing up on the farm, one of my favorite memories was riding on the fender of my dad’s 3020 John Deere tractor during planting season.  The tractor was small and had no cab.  It pulled a four row John Deere planter and I still remember the excitement on the first day we used a new planting monitor.  The monitor was about the size of a shoe box, had four small lights, and about two or three switches.  As the memory is not very distant in my mind, the technology used in that small 3020 tractor, the planting monitor, and other technology used in farming thirty years ago is…

  • Events

    Tailgates

    It’s that time of year again; summer is winding down, temperatures are dropping, and school is starting! At American State Bank, we’re dedicated to our local schools and communities, and during this time of year we like to show our support through sponsored tailgates. Whether it’s burgers, brats, hotdogs, or pulled pork, these tailgates are a great way for ASB to feed the community and give back to our local schools!  Community is one of our core values. However, it’s not just a value of ASB, but of our employees as well! We have over 100 employees volunteer at our tailgates every year, and we do it because we care……

  • Uncategorized

    Financial Education

    “Thank you for banking with us” is a common phrase that can be heard during the school year at the Spalding Catholic school in Alton.  Grades 4 through 6 have the opportunity to participate in the school savings program with the help of the Alton branch of American State Bank. This is a great way to learn awesome life skills that you will need to have in the future, starting from a young age. Every Wednesday morning from 8:15 – 8:30, the Spalding Bank is open for business. During this time, students can make deposits and withdrawals.  The students fill out a deposit slip and hand that in along with…

  • At Our Core

    Our Customers Deserve our Dedication

    At American State Bank, we do our best to live by our Core Values and use them as a guidance as we make decisions regarding all that we do.  Our vision is to deliver solutions with a great customer experience and our mission is to strengthen our customers and communities.  We are committed to the accomplishment of our mission, the adherence to our values, and the belief that employees are our number one resource.  We fully believe our Core Values of Integrity, Dedicated, Community, Caring and Innovative and want to live them out.  For this post, I would like to focus on the core value of “dedicated”. It is our…

  • Products

    Preparing to go on Vacation?

    As we get into the middle of summer, everyone seems to be going on vacation! While traveling, it is important to understand the proper safety tips to follow when it comes to protecting your bank account information. I’d like to cover some helpful steps that you can take to protect your bank account information while away from home. When preparing to go on vacation, it is highly advised to put a travel notice on your debit or credit cards. This way, we know that it is indeed you that is using your cards, and not someone suspicious. Informing your financial institution about when and where you are traveling is a…

  • Products

    First-Time Home Buyer

    Owning your first home is an exciting dream, but often people are unsure how to get there. The Lenders at American State Bank are well-equipped and eager to make this dream a reality. There are many questions or concerns that a first-time home buyer may have, and we have answers, the main one is “How much money do I need to save before I can buy my first home?” Many people believe they need a large down payment before they can think about buying, but we are excited to share options that require much less! Through Freddie Mac’s Home Possible and HomeOne programs, we can provide fixed rate financing to…