• Uncategorized

    Financial Education

    “Thank you for banking with us” is a common phrase that can be heard during the school year at the Spalding Catholic school in Alton.  Grades 4 through 6 have the opportunity to participate in the school savings program with the help of the Alton branch of American State Bank. This is a great way to learn awesome life skills that you will need to have in the future, starting from a young age. Every Wednesday morning from 8:15 – 8:30, the Spalding Bank is open for business. During this time, students can make deposits and withdrawals.  The students fill out a deposit slip and hand that in along with…

  • At Our Core

    Our Customers Deserve our Dedication

    At American State Bank, we do our best to live by our Core Values and use them as a guidance as we make decisions regarding all that we do.  Our vision is to deliver solutions with a great customer experience and our mission is to strengthen our customers and communities.  We are committed to the accomplishment of our mission, the adherence to our values, and the belief that employees are our number one resource.  We fully believe our Core Values of Integrity, Dedicated, Community, Caring and Innovative and want to live them out.  For this post, I would like to focus on the core value of “dedicated”. It is our…

  • Products

    Preparing to go on Vacation?

    As we get into the middle of summer, everyone seems to be going on vacation! While traveling, it is important to understand the proper safety tips to follow when it comes to protecting your bank account information. I’d like to cover some helpful steps that you can take to protect your bank account information while away from home. When preparing to go on vacation, it is highly advised to put a travel notice on your debit or credit cards. This way, we know that it is indeed you that is using your cards, and not someone suspicious. Informing your financial institution about when and where you are traveling is a…

  • Products

    First-Time Home Buyer

    Owning your first home is an exciting dream, but often people are unsure how to get there. The Lenders at American State Bank are well-equipped and eager to make this dream a reality. There are many questions or concerns that a first-time home buyer may have, and we have answers, the main one is “How much money do I need to save before I can buy my first home?” Many people believe they need a large down payment before they can think about buying, but we are excited to share options that require much less! Through Freddie Mac’s Home Possible and HomeOne programs, we can provide fixed rate financing to…

  • At Our Core,  Events

    Make every Customer a Customer for Life

    At American State Bank, we have the motto ‘Make Every Customer a Customer for Life’ – and that’s what Customer Appreciation Week is all about!  This week we are appreciating our customers by doing different activities throughout the week to really show how much they mean to us. We love to see everyone come in with an anticipation of potentially winning a prize.* There are prizes for all ages! Every kid gets a pair of sunglasses and we are anxious to see what special family wins the grand prize of a trampoline to enjoy for the rest of summer. In addition, the adults could be 1 of 750 winners that…

  • At Our Core

    Community is at Our Core

    Community. It’s more than just a word, it’s a mindset. It’s not only at the core of who I am, it’s at the core of who we all are at Ambank Company. It’s what we’re passionate about. The importance of supporting our local communities stems from American State Bank being a community bank. This means we’re locally owned and operated, and we make a point to be deeply rooted in the communities that we serve. It’s the reason why Community is one of our core values. Being involved in the community is a reputation we hold to a high priority. I’ve personally served on city council or as mayor in…

  • Good Password
    Cyber Security

    What’s in a (good) password?

    After reading the title of this post, the thought may have crossed your mind to stop reading because you already know the ‘formula’ to make a good password. BUT, you would be incredibly mistaken to stop reading because, not only is this post bound to be one of the most riveting things you’ve ever read (okay, maybe not, but I’m going to tell myself that it is!), but also because what you may think is a secure password, is barely a challenge for software designed to crack passwords. Generally, the ‘formula’ people use to create their passwords goes something like this: take a random word, capitalize the first letter, add…