• Products

    Farming Over Time

    As I think back to my days growing up on the farm, one of my favorite memories was riding on the fender of my dad’s 3020 John Deere tractor during planting season.  The tractor was small and had no cab.  It pulled a four row John Deere planter and I still remember the excitement on the first day we used a new planting monitor.  The monitor was about the size of a shoe box, had four small lights, and about two or three switches.  As the memory is not very distant in my mind, the technology used in that small 3020 tractor, the planting monitor, and other technology used in farming thirty years ago is…

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    Preparing to go on Vacation?

    As we get into the middle of summer, everyone seems to be going on vacation! While traveling, it is important to understand the proper safety tips to follow when it comes to protecting your bank account information. I’d like to cover some helpful steps that you can take to protect your bank account information while away from home. When preparing to go on vacation, it is highly advised to put a travel notice on your debit or credit cards. This way, we know that it is indeed you that is using your cards, and not someone suspicious. Informing your financial institution about when and where you are traveling is a…

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    First-Time Home Buyer

    Owning your first home is an exciting dream, but often people are unsure how to get there. The Lenders at American State Bank are well-equipped and eager to make this dream a reality. There are many questions or concerns that a first-time home buyer may have, and we have answers, the main one is “How much money do I need to save before I can buy my first home?” Many people believe they need a large down payment before they can think about buying, but we are excited to share options that require much less! Through Freddie Mac’s Home Possible and HomeOne programs, we can provide fixed rate financing to…